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Application & Approval Process


Rates & Fees


Contract Terms


Customer Support & Benefits

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Credit Card Processing


Credit Card Processing is a merchant service company headquartered in Westlake Village, California, and is widely regarded as one of the region's premier payment processing organizations. They offer rates and fees that are quite reasonable, in addition to products that are incredibly dependable and straightforward to use. Credit Card Processing was established in 1998 and has since grown into a medium-sized business. The payment processing company also has the lowest levels of scrutiny applied to new customers' credit scores, which results in the highest approval rates in the entire United States. Even though the company has a referral program that brings in new customers for them, the majority of new customers are onboarded by filling out an application form on the company website, which requires them to give the following information:
  • Phone number
  • Account type
  • Full names
  • Website
  • Name of the Business
After that, the data is processed and sent through an approval procedure. After the approval process has been completed, clients can begin collecting payments from customers on the following business day. After then, the payments can be processed for a period of three days before they can access the money.

Service Terms

They offer a warranty and replacement service that is valid for thirty days for reputable retailers. Only reconditioned technology can be purchased from When fresh, unopened equipment is returned to the seller within 30 days of purchase, the seller will issue a refund to the merchant, minus a restocking fee that ranges from 15 to 25 percent.

 Rates and Fees

Credit Card Processing provides plans for every type of company. Their premium plans maximize client savings and provide businesses with complimentary equipment and security choices which include;
  • Interchange + $0.30 per transaction ($15 a month)
  • Interchange + 0.25 per transaction($49 a month)
  • Interchange + 0.10 per transaction ($129 a month)
  • High volume. Interchange +0.05 transaction ($249 a month)

Services Offered

The services that credit card processing provides include;
  1. Store Solutions such as restaurant payment systems
  2. Online payment systems such as Shopping carts
  3. Mobile payment solutions
The company accepts;
  • Amex
  • Apple Pay
  • Cash
  • Debit
  • Discover
  • Master card
  • Visa


  • Low scrutiny on Credit scores
  • Top customer service
  • Available to a different kinds of businesses
  • Relatively low rates
  • Have no cancellation fees
  • Offers interchange plus pricing

Not fit for

  • The solutions with ‘free’ equipment could be deceptive
  • Monthly Premiums apply

Customer Service

Users can contact Credit card processing 24/7 using their mobile, email address, and direct messaging on their website. Users can also communicate with credit card processing using social media platforms such as Linked In and Facebook. Their physical address is provided on their Website. Physical address:  30721 Russell Ranch Rd Ste 200, Westlake Village, CA 91362 Phone Number : (855) 266-6769 Website: Linked In: Conclusion With low rates and excellent customer care, Credit card processing is one of the best companies in the merchant service industry. Their flexible view on credit scores also allows for businesses that are struggling to receive their services.
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